Everyone loves to shop. Sometimes we go out to buy only the necessities. But other times, we shop merely for the sake of shopping. I believe that most of us consider it as a self-love ritual. We overcome the resistance and do something for ourselves. Although in some cases, the hurdles are a bit too hard to overcome. These obstacles include the lack of finances.
Buy Now Pay Later Method
If you relate to the obstacle shown above, you should probably try buy now pay later payment method. The procedure is as the name suggests. You can make a purchase whenever you want and pay for it within a given period.
It is one of the best options especially when you are shopping online. They come with different terms and conditions. You must select the one you find most satisfactory.
It would be great if you could avail the option of paying the bill in installments. This method works in such a way that your payment is divided into small parts. You can choose to pay these portions on your preferred date within a given time.
With the help of flexible payments, you can now afford the things you could have never imagined. You no longer have to worry about having lump-sum or big funds to purchase what you want.
Security of Payments
The most crucial thing you have to keep in mind is that you are making a protected payment. It means that your bank account and payment information are kept safe.
It should have strict security policies. This way, you can protect yourself from getting scammed while making online purchases.
A good installment method also protects its merchants from any potential loss. One way many do it is they impose a fine on the customers if they fail to pay the installments on time.
What is ATOME?
Headquartered in Malaysia, Atome offers its users the choice and convenience of more flexible payment options for a variety of products and services. The app allows shoppers to split their purchases over three interest-free monthly payments by scanning a partner retailer’s in-store QR code or upon website checkout. By splitting their payments, Atome users will be able to better manage their budget while making higher quality products more affordable.
ATOME partners with as many brands as possible to make them available to you.
ATOME is International
ATOME started in Malaysia in 2019. It also has its main office in this country. Since then, it has enjoyed great success and expanded rapidly. It is now available in many South Asian Countries. Their services are now available in the following countries:
- Hong Kong
- Mainland China
Another key feature of ATOME is that it provides the option of paying locally as well as making global payments. For this reason, they have partnered with several international brands as well.
ATOME Offers BNPL
By now, you must be well aware of the importance of having the Buy Now Pay Later or BNPL option. You will be pleased to know that ATOME also offers its customers the option to make payments whenever they like.
When you choose ATOME as the payment procedure, you get the opportunity to make the purchase without paying the full cost immediately.
ATOME is Interest-free
The way ATOME works is that it divides your bill into three small parts. You just have to pay one-third at the checkout. You can pay the rest of the installments 30 days apart.
These installments are free of any interest. You no longer have to worry about paying the interest. It is also free of any hidden charges.
ATOME is Secure
With ATOME, you can rest assured that you are only making secure transactions. With this, you can safely shop online and in-store.